DECIDE LIKE ACFO
One household decision a week

Money decisions, worked like a CFO would.

Rent or buy. Pay off the mortgage or invest. Cash cushion or credit card. Each week we put one decision on the table, show every number and where it came from, and give you the model to run with your own figures.

Get the free Rent vs Buy model Watch Episode 1

Written by a chartered accountant with 15 years in banking. Presented by Vera, our AI host. Educational, not financial advice.

How every episode works

The same three parts each week, so you always know where to look.

The decision

One question a real household is facing right now, stated as a choice between options, with no answer assumed.

The workings

The numbers on screen, each with its source and date. Where a figure is an assumption, we say so and show what happens if it is wrong.

Source: Freddie Mac PMMS · 30-yr fixed · dated on screen

Your copy

The spreadsheet behind the episode, free. Put in your own rent, price and rate and see where your break-even year lands.

Vera, the show's AI presenter: a woman with dark shoulder-length hair, tortoiseshell glasses and a navy sweater

Vera is an AI presenter. The numbers aren't.

Every episode is written by a chartered accountant with 15 years in banking, who stays anonymous. VeraAI host presents it. She runs the model on screen; she has no money story to sell you.

  • Every figure is sourced and dated; corrections are listed in the weekly letter.
  • No investment or product recommendations, and no advice on your personal situation.
  • The model is free, so you can check our arithmetic yourself.